This article contains Sponsored Content by Evolution Moving Company

San Antonio has been on the radar for many people looking to move, and it’s easy to see why. It’s packed with rich history, mouth watering food, and that famous Texas hospitality. 

But when it comes to the big question, is San Antonio expensive to live?, the answer isn’t so black and white. 

Whether you’re dreaming of colorful festivals downtown or a quiet home in the Hill Country suburbs, understanding the real cost of living in San Antonio is crucial. Let’s dive deep into what it’s really like, dollar for dollar.

The Overall Cost of Living

First, let’s talk about the basics. Compared to many major U.S. cities like New York, Los Angeles, or even Austin, San Antonio is generally considered affordable. But affordability can mean different things depending on your income, lifestyle, and expectations.

San Antonio’s cost of living is about 12% lower than the national average. Housing, groceries, healthcare, and transportation costs all contribute to this overall lower rate. However, costs have been creeping up in recent years thanks to an influx of new residents and a booming local economy.

Housing

When people ask, is San Antonio expensive to live?, they’re often really asking about housing. And here’s the good news, San Antonio’s housing market remains much more affordable compared to national hotspots.

• Median Home Price: Around $280,000 as of early 2025.
• Median Rent for a 1-bedroom apartment: About $1,250 per month.

If you compare that to cities like Austin, where the median home price often surpasses $450,000, San Antonio still feels like a bargain. However, prices have risen approximately 5% year-over-year, which means buying sooner rather than later could save you some serious cash.

Utilities

Utilities in San Antonio might surprise you. While the city enjoys fairly affordable housing, utility costs tend to be higher, especially in the summer months when air conditioning is essential.

• Average monthly utility bill: Around $180–$250, depending on home size and energy usage.

The city’s sweltering summers can cause electric bills to skyrocket, so if you’re moving from a milder climate, this is something to keep in mind. Energy efficiency upgrades, like smart thermostats and ceiling fans, can help keep costs manageable.

Food and Dining

One of the best things about San Antonio is the food. Whether you’re grabbing tacos at a food truck or enjoying an upscale meal along the River Walk, eating out here won’t necessarily break the bank.

• Average meal at an inexpensive restaurant: About $15.
• Three-course meal for two at a mid-range restaurant: Roughly $60–$80.

Grocery costs are reasonable, too, particularly with large chains like H-E-B offering competitive pricing. The cost for a week’s groceries for a single person typically lands between $50 and $80, depending on your eating habits.

If you’re a foodie who loves trying different cuisines, San Antonio offers a rich culinary landscape without the Manhattan-level price tags.

Transportation

San Antonio is a driving city. Public transportation exists, but it’s not nearly as extensive or convenient as in larger cities.

• Gas Prices: Averaging $3.20 per gallon.
• Monthly Public Transit Pass: About $38.
• Car Insurance: Around $1,600–$1,800 per year, depending on your driving record.

Because the city sprawls outward, many residents find they need a car. If you’re budgeting for life here, factor in car maintenance, insurance, and fuel.

Healthcare Costs

Healthcare is another category where costs can vary widely depending on insurance coverage and provider networks.

• Average doctor visit: Around $120–$140 without insurance.
• Health insurance premiums: Vary widely, but generally hover around $350–$500 per month for individual coverage.

The city is home to some renowned healthcare providers, including the University Health System and Methodist Healthcare. So while costs might not be the lowest nationwide, access to quality care is a big plus.

Entertainment and Leisure

San Antonio is packed with affordable (and sometimes free) ways to stay entertained.

• Alamo Admission: Free.
• San Antonio Zoo ticket: About $25 for adults.
• Fiesta San Antonio Passes: Vary, but many events are low-cost or donation-based.

You can catch a Spurs game, stroll through the Japanese Tea Gardens, or kayak down the San Antonio River, all without blowing your budget. For families, the city is an especially attractive option because of its variety of low-cost, kid-friendly activities.

Taxes

Another piece of the puzzle when answering is San Antonio expensive to live? is taxes.

Texas famously has no state income tax, which is a huge win for many residents. However, property taxes are high, among the highest in the nation.

• Average Property Tax Rate: Around 2.2% of a home’s assessed value.

If you plan to buy a home, this can be a hefty annual expense. It’s crucial to factor property taxes into your long-term budget calculations.

The Impact of Inflation and Economic Trends

Inflation has hit everyone hard, and San Antonio is no exception. From 2022 to 2025, grocery prices, gas, and housing costs have all seen increases. 

However, San Antonio’s diversified economy, including healthcare, military, tech, and tourism sectors, has helped keep wages relatively competitive compared to the rising costs.

While you might spend more today than you would have five years ago, the city still offers strong value compared to many others experiencing even sharper cost spikes.

Where You Live in San Antonio Matters

San Antonio is huge, and the cost of living can differ dramatically based on where you choose to live.

• Downtown: Trendy but pricier.
• Alamo Heights: Upscale and family-friendly, but expect to pay more.
• Stone Oak: Suburban comfort with mid-range prices.
• West Side and South Side: More affordable, up-and-coming areas.

Choosing the right neighborhood is crucial. Working with reliable local movers in San Antonio can help you coordinate your move more efficiently, especially if you’re navigating different areas for the best fit.

Tips for Saving Money When Living in San Antonio

If you’re worried about whether San Antonio is expensive to live?, know that smart choices can help you stay within budget:

• Buy a home instead of renting if you plan to stay long-term.
• Shop local for groceries at places like farmers’ markets.
• Use public transportation occasionally to save on gas.
• Take advantage of free attractions, parks, and museums.
• Negotiate utilities and internet packages annually for better deals.

And don’t forget: choosing local movers in San Antonio who offer competitive rates and personalized service can make a big difference during the moving process. With over a decade of experience, we offer a comprehensive range of services, including residential and commercial moves, long-distance relocations, packing assistance, labor-only support, piano moving, and secure storage solutions.

Is San Antonio Expensive to Live In?

So, when it comes down to it, is San Antonio expensive to live? For most people, the answer is no, not really. While costs are on the rise like everywhere else, San Antonio remains a relatively affordable major city offering a high quality of life.

Affordable housing, no state income tax, rich culture, and endless entertainment options make it a winning choice for singles, families, and retirees alike. Just be prepared for those summer utility bills and high property taxes if you plan to buy.